Member Code: 32262
ARN: 160300
Debt Funds vs Fixed Deposit
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 0 | -100,000 | 0.0 |
| 100000 | 0 | -100,000 | 0.0 |
Note:
1. The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms.
2. Short Term in case of debt funds is defined as less than or equal to 3 years.
3. Long Term in case of debt funds is defined as more than 3 years.
4. Short term gain formula:
Short term capital gain = Amount realised - Amount invested
Short term capital gain tax = Short term capital gain * Tax rate of the investor
5. Long term gain formula:
Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)
Long term capital gain = Amount realised - Indexed Cost of Acquisition
Long term capital gain tax = Long term capital gain (post indexation) @ 20%
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| BANDHAN Dynamic Term Fund - Regular Plan B - Growth | 01-12-2008 | 1.65 | 5.85 | 4.63 | 7.11 | 5.29 | 6.36 | 7.41 |
| Axis Dynamic Term Fund - Regular Plan - Growth Option | 01-04-2011 | 0.65 | 5.2 | 6.27 | 7.16 | 5.81 | 6.71 | 7.72 |
| Aditya Birla Sun Life Dynamic Term Fund - Regular Plan - Growth | 27-09-2004 | 1.22 | 4.47 | 5.95 | 7.17 | 6.59 | 5.4 | 7.48 |
| SBI Dynamic Term Fund - Regular Plan - Growth | 10-02-2004 | 1.37 | 4.44 | 5.24 | 6.74 | 5.95 | 6.62 | 6.02 |
| 360 ONE Dynamic Term Fund - Regular Plan - Growth Option | 24-06-2013 | 0.59 | 4.36 | 6.47 | 7.81 | 6.5 | 6.68 | 6.82 |
| Kotak Dynamic Term Fund Regular Plan Growth | 26-05-2008 | 1.3492 | 4.18 | 5.27 | 7.13 | 5.67 | 6.79 | 7.77 |
| UTI Dynamic Term Fund - Regular Plan - Growth Option | 23-06-2010 | 1.69 | 3.94 | 5.18 | 6.57 | 6.86 | 5.87 | 7.49 |
| ICICI Prudential Dynamic Term Fund - Regular Plan - Growth | 01-05-2009 | 1.32 | 3.87 | 5.92 | 6.84 | 6.19 | 7.04 | 8.11 |
| Nippon India Dynamic Term Fund-Growth Plan-Growth Option | 05-11-2004 | 0.74 | 3.67 | 5.55 | 6.9 | 5.67 | 5.93 | 6.43 |
| Mahindra Manulife Dynamic Term Fund - Regular Plan - Growth | 01-08-2018 | 1.53 | 3.1 | 4.89 | 6.35 | 4.78 | - | 5.04 |
| Mirae Asset Dynamic Term Fund-Regular Plan Growth | 05-03-2017 | 0.99 | 3.05 | 5.1 | 5.86 | 4.74 | - | 5.62 |
| HDFC Dynamic Term Fund - Regular Plan - Growth Option | 28-04-1997 | 1.4 | 2.84 | 4.21 | 6.03 | 4.89 | 5.15 | 7.85 |
| JM Dynamic Term Fund - Regular Plan - Growth Option | 25-06-2003 | 0.94 | 2.77 | 5.14 | 6.25 | 5.54 | 6.02 | 6.49 |
| HSBC Dynamic Term Fund - Regular Growth | 01-01-2013 | 0.83 | 2.33 | 4.45 | 6.21 | 5.12 | 5.76 | 5.71 |
| Quantum Dynamic Term Fund - Regular Plan Growth Option | 05-04-2017 | 1.01 | 2.09 | 4.48 | 6.51 | 5.76 | - | 6.41 |
| Groww Dynamic Term Fund Regular Plan Growth Option | 30-11-2018 | 1.36 | 1.72 | 3.48 | 4.96 | 4.3 | - | 5.29 |
| PGIM India Dynamic Term Fund - Growth Option | 12-01-2012 | 1.68 | 1.37 | 3.73 | 5.72 | 4.75 | 6.05 | 6.95 |
| ITI Dynamic Term Fund - Regular Plan - Growth Option | 14-07-2021 | 1.23 | 1.31 | 3.13 | 4.99 | 4.63 | - | 4.68 |
| Baroda BNP Paribas Dynamic Term Fund - Regular Plan - Growth Option | 23-09-2004 | 1.72 | 1.02 | 3.46 | 5.28 | 4.89 | 5.29 | 7.21 |
| DSP Dynamic Term Fund - Regular Plan - Growth | 16-05-2007 | 1.19 | 0.88 | 2.92 | 5.65 | 4.93 | 5.84 | 6.52 |
| Canara Robeco Dynamic Term Fund - Regular Plan - Growth Option | 29-05-2009 | 1.71 | 0.79 | 2.44 | 4.68 | 4.03 | 4.92 | 6.44 |
| Union Dynamic Term Fund - Growth Option | 13-02-2012 | 1.54 | -0.12 | 2.64 | 4.94 | 3.92 | 4.84 | 5.96 |
Disclaimer : We have gathered all the data, information, statistics from the sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency; however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. We cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein. The user is advised to verify the contents of the report independently.
Returns less than 1 year are in absolute (%) and greater than 1 year are compounded annualised (CAGR %). SIP returns are shown in XIRR (%).
The Risk Level of any of the schemes must always be commensurate with the risk profile, investment objective or financial goals of the investor concerned. Mutual Fund Distributors (MFDs) or Registered Investment Advisors (RIAs) should assess the risk profile and investment needs of individual investors into consideration and make scheme(s) or asset allocation recommendations accordingly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in the future. Investors should always invest according to their risk profile and consult with their mutual fund distributors or financial advisor before investing.
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